Plan Your Retirement Corpus

Advanced30 min5 steps

A step-by-step workflow to calculate how much you need to retire, factor in inflation, and choose the right mix of PPF, NPS, and equity SIP.

1

Define your retirement lifestyle expenses

Estimate your monthly expenses at retirement in today's rupees. Use the Budget Planner as a starting point.

2

Adjust for inflation

Use the Inflation-Proof SIP calculator to see what today's ₹50,000/month costs in 25 years at 6% inflation.

3

Calculate your FIRE number

Use the FIRE calculator to find the corpus needed to generate your desired monthly income indefinitely using the 4% rule.

4

Compare PPF, NPS, and Equity SIP

The Retirement Schemes calculator compares lock-in, returns, and tax treatment of India's top government retirement schemes.

5

Calculate the monthly SIP needed

Back-calculate the monthly SIP amount required to hit your corpus by your target retirement age.

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